1We Are Not a CPA Firm or a Law Firm

Smarty SaaS is not a CPA firm and does not provide attest, audit, or other public accounting services. We are not a law firm, and we do not give legal advice. We are also not a tax preparer, financial planner, registered investment adviser, broker-dealer, lender, or insurance agency.

2General Information, Not Professional Advice

Our content does not take your business, finances, location, or goals into account. Nothing on our site is accounting, tax, legal, financial, investment, lending, or insurance advice for your situation. Reading our content, using our tools, buying our products, or contacting us does not create a client, fiduciary, or other professional relationship.

Laws, tax rules, and financial products vary by location and change over time. Before making a decision, please talk with a qualified professional, such as a licensed CPA, attorney, or financial advisor, who can review your specific facts.

3No Guarantee of Earnings or Results

We do not promise that any software, tool, strategy, or product discussed on our site will increase your income, cut your costs, save you time, or improve your business. Results depend on many factors, including your business model, market, experience, effort, costs, and timing. You may get no benefit, and you may lose money.

4Examples, Estimates, and Testimonials

Any examples, return-on-investment figures, savings estimates, calculator results, case studies, or testimonials are for illustration only. They are not a promise or prediction of what you will achieve. One person’s or company’s experience may differ from yours.

5Provider Claims and Product Details

Pricing, fees, rates, features, eligibility rules, and integrations are set by each provider and can change at any time. We may describe a provider’s claims, but we do not guarantee them. Confirm the current details directly with the provider before you buy, sign up, or apply.

6Your Responsibility

You alone are responsible for your business and financial decisions and for checking that any product meets your legal, tax, security, and recordkeeping needs. To the fullest extent permitted by law, we are not liable for losses or damages arising from your use of our content, tools, or products, as further described in our Terms and Conditions.

7Compensation

We may earn compensation from some of the companies we mention. See our Affiliate and Referral Disclosure for details.